Free tool

401(k) Match Calculator

Your employer match is free money with a guaranteed return. See what it's worth — and whether you're leaving any behind.

Your plan

A common formula: the employer matches 50% of what you put in, up to 6% of your salary. Contributing at least the match limit is usually the single highest-return move in personal finance.

Annual free money
$2,400
Left on the table
$0/yr
Match value at retirement
$243,994

You're capturing the full employer match — nothing left on the table.

With match vs contributions only

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