Due date: Fund goal (one-time + 3 months): $
One-Time Costs — Before Arrival
Check off as purchased. Buy used where safety allows; car seats new.
| ✓ | Item | Est. Cost | Actual |
|---|---|---|---|
The New Monthly Budget
| Category | Est. / Month | Actual |
|---|---|---|
| Diapers & wipes | ||
| Formula / feeding | ||
| Childcare | ||
| Health insurance (added premium) | ||
| Clothes | ||
| Savings for baby | ||
| Misc & buffer | ||
| Monthly total |
Fund
10
20
30
40
50
60
70
80
90
Color up as you save
Before the Due Date
- Practice living on the new monthly budget for a month or two — bank the difference into the fund.
- Add baby to your health insurance within 30 days of birth.
- This is the classic moment for term life insurance and a simple will.