Free tool

Emergency Fund Calculator

How much cash you should keep on hand — and how long it'll take to get there.

Your situation

Income stability
Dependents

Stable paycheck: aim for 3+ months of essentials. Variable income or dependents push the target higher. Keep it in high-yield savings, not the market.

Target (3 months)
$10,500
Gap remaining
$6,500
Months until funded
13 mo

Path to fully funded

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