Goal amount: $ Each box (goal ÷ 20): $
Where it lives (account):
Milestone Grid
5%
10%
15%
20%
25%
30%
35%
40%
45%
50%
55%
60%
65%
70%
75%
80%
85%
90%
95%
100%
Deposit Log
Every deposit counts — record it, then check the grid.
| Date | Deposit | New Balance | % of Goal |
|---|---|---|---|
The Rules
- It only comes out for true emergencies — job loss, medical bills, urgent repairs. Concert tickets are not an emergency.
- If you draw it down, refilling it becomes the top goal again.
- Target: 3–6 months of essential expenses, in a high-yield savings account.