Free tool

FIRE Number Calculator

Financial Independence, Retire Early. See the portfolio you need, how long it takes, and the age your savings could coast on their own.

Your plan

Your FIRE number
$1,250,000
Years to FI
19.1 yrs
Coast-FIRE age
35

At this pace you reach $1,250,000 in about 19.1 years (age 51). Coast FIRE hits at age 35 — after that you could stop saving and still retire at 65.

Portfolio growth to your FIRE line

The 4% rule (a 4% withdrawal rate) is the classic FIRE anchor — lower rates are more conservative. This ignores taxes and sequence-of-returns risk.

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