Season goal (gifts + extras): $ Monthly set-aside: $
Where it lives (account):
Gift List
| Person | Gift Idea | Budget | Spent |
|---|---|---|---|
| Total |
Beyond Gifts
| Item | Budget |
|---|---|
| Wrapping & cards | |
| Food & hosting | |
| Travel | |
| Decor / other |
Fund
10
20
30
40
50
60
70
80
90
Color up as you save
The October Rule
Fully funded by Halloween means you shop early sales instead of panic-buying in December — and January arrives without a credit card hangover. Divide the goal by the months left and automate the transfer.