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Turn an hourly wage into an annual salary or work it backwards — then see your real hourly rate once unpaid time is counted.
Unpaid hours are things like commuting, prep, and on-call time that eat into what you actually earn per hour.
Counting 5 unpaid hours a week, your real rate is $26.67/hr — 11% less than the sticker rate.
These are gross figures before taxes and deductions. A common shortcut assumes 2,080 paid hours a year (40 hrs × 52 weeks) — set weeks to 52 to match it.
Worth connects your real accounts and runs the numbers for you — budgets, net worth, goals, and an AI assistant.
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