Date:
Assets — What You Own
| Item | Value |
|---|---|
| Checking accounts | |
| Savings accounts | |
| Retirement (401k, IRA) | |
| Brokerage / investments | |
| Home value | |
| Vehicles | |
| Crypto | |
| Other | |
| Total assets (A) |
Liabilities — What You Owe
| Item | Balance |
|---|---|
| Mortgage balance | |
| Auto loans | |
| Student loans | |
| Credit cards | |
| Personal loans | |
| Other | |
| Total liabilities (B) |
The Number
Net worth = A − B = $
Quarterly Tracking
Recalculate every quarter. Direction beats magnitude.
| Quarter | Assets | Liabilities | Net Worth | Change |
|---|---|---|---|---|