Month: My goal for the money I don't spend:
The Month
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My Rules
Write these before day one. Essentials are always allowed — the challenge targets automatic, unexamined spending.
Allowed
Not Allowed
End-of-Month Reflection
Hardest day, and why:
Something I wanted to buy and forgot about by week's end:
Roughly how much I didn't spend: $ Where it went instead:
One habit I'm keeping after the challenge: