Pet: Year:
Routine Annual Costs
| Category | Est. / Year | Actual |
|---|---|---|
| Food & treats | ||
| Annual vet visit & vaccines | ||
| Flea / tick / heartworm meds | ||
| Grooming | ||
| Toys, litter & supplies | ||
| Boarding / sitting | ||
| License & misc | ||
| Total / year |
The Big Vet Bill — Pick a Plan
Circle one. Deciding now beats deciding at the emergency clinic at 2 a.m.
A: Pet insurance
Premium: $ /mo = $ /yr
Deductible: $
B: Self-insure fund
Monthly deposit: $
Fund goal: $
Vet Fund Deposit Log
| Date | Deposit | New Balance |
|---|---|---|
Vet Fund
10
20
30
40
50
60
70
80
90
Color up as you save
Rules of Paw
- $1,500–$3,000 covers most single emergencies — keep it separate from your human emergency fund.
- Insurance caps the worst case; self-insuring keeps unspent premiums. Breeds prone to expensive conditions tilt the math toward insurance.