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The honest math on renting vs. owning — including equity, appreciation, and what your down payment could earn invested instead.
Owning assumes a 30-year mortgage plus 1% annual maintenance and ~0.5% insurance, offset by equity built and appreciation. Renting assumes your down payment stays invested. Estimates only.
Over 10 years, buying comes out ahead by $45,996. The longer you stay, the more buying usually wins — it's the short stays that punish owners.
Worth connects your real accounts and runs the numbers for you — budgets, net worth, goals, and an AI assistant.
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