The Audit
| Service | $/Month | Last Used | Keep | Cancel | Negotiate |
|---|---|---|---|---|---|
| Monthly total |
The Annual-Cost Doubler
Monthly total $ × 12 = true annual cost $
Small monthly numbers hide big annual ones. $40/month of forgotten subscriptions is a $480 vacation you didn't take.
Cancel & Negotiate Scripts
To cancel: “I'd like to cancel my subscription, effective at the end of the current billing period. Please confirm by email that no further charges will occur.”
To negotiate: “I've been a customer for [X years], and I'm comparing alternatives at a lower price. Is there a promotional or retention rate you can offer to keep my business?”
The 30-day test: Not sure? Cancel it. If you genuinely miss it within 30 days, resubscribe — most services will offer a comeback deal.
Follow-Up
| Service to Cancel/Negotiate | Done? | Annual $ Saved |
|---|---|---|
| Total saved / yr |