Free tool
Project your 401(k) balance at retirement — and see how much of it comes from you, your employer's match, and compounding.
Growth does the rest: $1,502,419 of the projected balance comes from compounding — on top of your $25,000 starting balance.
Stacked from the bottom: starting balance, your contributions, employer match, then growth. Early on, contributions dominate — later, compounding takes over.
A 401(k) is an employer-sponsored retirement account funded straight from each paycheck, often with an employer match — money many investors treat as part of their compensation rather than a bonus. The IRS caps how much employees can contribute each year, and the limit typically rises over time, so this projection uses your percentage of salary rather than a fixed dollar cap.
Worth connects your real accounts and runs the numbers for you — budgets, net worth, goals, and an AI assistant.
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