Free tool

Emergency Fund Tracker

Pick a goal, fill a box for every 5% saved. Twenty boxes between you and never sweating a surprise bill again.

Your fund

Milestone grid — each box is 5%

5%
10%
15%
20%
25%
30%
35%
40%
45%
50%
55%
60%
65%
70%
75%
80%
85%
90%
95%
100%
Progress
0%
Saved
$0
To go
$10,000
Free printable

The printable grid

A blank 20-box milestone grid to color in by hand every time your fund grows another 5%. Weirdly motivating.

No spam — unsubscribe anytime. We'll send occasional Worth updates.

or continue without downloading

How big should the fund be?

A starter fund of $1,000 covers most single surprises. The full target is 3–6 months of essential expenses — closer to 6 if your income is variable or you're a single-income household. Keep it in a high-yield savings account: boring, liquid, and earning something while it waits.

Stop calculating. Start tracking.

Worth connects your real accounts and runs the numbers for you — budgets, net worth, goals, and an AI assistant.

Start free trial